Renting a bounce house can add fun and excitement to events like birthday parties, family reunions, or neighborhood gatherings. However, bounce houses come with risks, making extra home insurance protection essential.
Why Consider Extra Home Insurance?
Standard homeowner’s insurance may offer some liability coverage but might not be sufficient for events involving bounce houses. Accidents can lead to significant financial consequences. Here’s why extra home insurance is important:
Increased Liability Coverage
Homeowner’s insurance policies typically have liability limits that may not cover injuries or damages from bounce houses. If a child gets injured, medical expenses and legal fees could exceed your policy limits. Extra insurance provides increased liability coverage, ensuring adequate protection.
Coverage for Property Damage
Bounce houses can damage your property or your neighbor’s. Costs can add up whether it is your lawn, garden, or even structural damage. Additional insurance helps cover these unexpected expenses.
Peace of Mind
Extra insurance allows you to enjoy your event without worrying about potential accidents or damages. Comprehensive coverage provides peace of mind, letting you focus on having fun with your guests.
How to Get Extra Home Insurance Protection
Getting extra coverage is straightforward:
1. Review Your Current Policy: Understand what is already covered and identify gaps.
2. Contact Your Insurance Provider: If you are our customer, contact us to discuss your needs and explore additional coverage options.
3. Get a Quote: Request a quote and ask about exclusions or limitations.
4. Purchase the Coverage: Buy the additional coverage well in advance of your event.
Contact Us for More Information
At E. R. Munro and Company, we understand the importance of protection during special events. Contact us if you have questions about extra home insurance or want to check your policy limits. Our experienced agents can help you find the best coverage for your needs.
Disclaimer: This post is for informational purposes only and not legal or financial advice. Consult a professional insurance advisor for your specific needs.
